Frequently Asked Questions

About XPLOON

XPLOON is a one-of-a-kind real estate portal that connects home buyers directly with real estate developers. The idea behind the creation of this portal is to allow buyers to find the brand new home of their dreams while prioritizing transparency, authenticity, and of course, ease.

XPLOON is exclusively for real estate developers who can showcase their properties to a targeted audience, ensuring maximum exposure and reaching potential buyers actively looking for their dream homes. XPLOON doesn't allow anyone other than real estate developers to list properties on its portal.

We at XPLOON believe in exclusivity. This is the reason we created a platform solely dedicated to real estate developers, to ensure that listings are authentic and accurate. When a single platform is used by a variety of users to advertise all kinds of properties, there are always chances of unauthentic and unreliable listings. To eliminate this issue, XPLOON only allows Trusted and Verified real estate developers to list their properties so that the buyers can make a choice without any fear and doubt.

The exclusivity of this platform makes it unique. With XPLOON, you can see real estate developers from all across the UAE in one place. And what differentiates XPLOON from other real estate portals is that here, only Trusted and Verified real estate developers can list their properties. Moreover, all details about the project, from property specifications to price and payment plan, are added by the real estate developers themselves. This means the information you get is more accurate and clearer.

No commission fee is charged from either buyers and real estate developers. However, XPLOON does charge a service fee from real estate developers for advertising their listings on our platform.

XPLOON is created with the aim of providing an exclusive advertising portal to real estate developers. We are not a service-providing platform. Hence, we let real estate developers add all the details about the properties themselves, ensuring you receive authentic and reliable information.

Features

Buying a brand new home is a life-changing decision. You need to take care of a variety of factors. For example, you want to buy a home at a location that is near to your workplace or your kids' school. This is where our Geo Search comes to your rescue. Instead of spending hours on the internet browsing for brand new homes at your preferred location, use our Geo Search tool and find all properties from authentic real estate developers in a single click.

You can click here to explore our Geo Search tool.

Finding your dream home has never been easier! Introducing XPLOON's tool, "Compare Properties." With just a few clicks, you'll be able to effortlessly compare multiple properties from different real estate developers simultaneously. Our user-friendly interface allows you to view and analyze the key features, amenities, and prices of each property side by side. Make informed decisions with confidence and find your perfect home with XPLOON.

You can click here to explore our Compare tool

Yes. You can effortlessly browse and view all the properties listed by your preferred developer, ensuring that you never miss out on the home of your dreams.

Visit www.xploon.com, click "Search By Developer" in the menu, type the name of your preferred developer, and click Search.

Buying Guidelines

An off-plan property is a property that is still under construction or whose construction has yet to begin. Buyers usually buy an off-plan property from a developer after overviewing the plan and design offered by the developer. To learn more about off-plan properties, click here to visit our Blogs Page.

Buying a home is a significant decision that requires thorough research and careful consideration. At XPLOON, we offer a comprehensive suite of tools to empower you to make wise choices when it comes to purchasing your dream home.

Our Geo Search tool allows you to find properties close to major landmarks, roads, and highways. Whether it's convenience or accessibility you seek, XPLOON helps you narrow down your options based on your preferences.

Additionally, our Compare tool enables you to analyze payment plans and evaluate developer experience side by side. Make informed decisions by understanding the financial aspects while also ensuring that the developer meets your expectations.

But that's not all – with our Search By Developer tool, you can easily search for properties offered by the developers you are looking for. Find trusted names in the industry and explore their portfolio with just a few clicks.

With XPLOON at your fingertips, navigating the real estate market becomes straightforward and stress-free. Take control of your property search journey today and make confident decisions with our powerful tools."

Purchasing a house in the UAE may take 1-7 working days depending on the real estate developer's sales process.

What's even more amazing is that you can buy your dream home without even stepping foot in the UAE. UAE's real estate developers offer a virtual buying option that gives you the freedom to explore and select properties from anywhere in the world.

XPLOON is an advertising portal that serves as a reliable bridge between home buyers and developers, connecting you with the best opportunities in the real estate market. While we don't offer after-sales services ourselves, rest assured that our dedicated team works tirelessly to ensure a seamless experience for both parties involved. You can rely on the developers to provide top-notch after-sales service and support, ensuring your satisfaction every step of the way.

Yes. Invest in a property worth at least AED 2 million, and you'll gain access to incredible opportunities in the UAE. With the option to include multiple properties under your name, you have the flexibility to build an impressive portfolio. Even if your property is on an installment plan, as long as you've paid at least AED 2 million to the bank or developer, you can still proceed with your Visa application hassle-free. Don't forget to obtain an NOC letter and provide proof of payment from the mortgage statement. Seize this chance to secure your future in the UAE with the prestigious Golden Visa!

Yes, many real estate developers offer promotional deals and discounts on various projects, such as early bird discounts, service fee waivers, registration fee waivers, and more. Since XPLOON brings all real estate developers across the UAE in one place, you can easily check for any promotional offers directly from real estate developers.

Investment

Investing in real estate is a decision that requires careful consideration and analysis. When it comes to choosing a location for your investment, The UAE stands out as an attractive option. With its flourishing economy, strategic location, and investor-friendly policies, the UAE offers numerous benefits for those looking to invest in the real estate market.

One of the key points to consider when investing in real estate is the potential for long-term returns. The UAE has consistently shown strong growth in property prices over the years, making it an ideal destination for investors seeking capital appreciation. Additionally, the city's rental market remains robust, providing property owners with a steady stream of rental income.

Another compelling reason to invest in real estate in the UAE is the city's tax-free environment. Unlike many other global cities, the UAE imposes no personal income tax or capital gains tax on property investments. This favorable taxation system allows investors to maximize their returns and retain more of their profits.

Furthermore, buying a home in the UAE offers an array of lifestyle benefits. The city boasts world-class infrastructure, luxurious amenities, and a cosmopolitan lifestyle that attracts residents from all around the globe. Whether you plan to live in your property or rent it out to tenants, the UAE's vibrant culture and high standard of living make it an appealing choice.

Lastly, the UAE's commitment to innovation and development ensures that investing in its real estate market provides access to cutting-edge projects and state-of-the-art developments. From iconic skyscrapers like Burj Khalifa to ambitious projects such as Expo 2020 and Dubai Creek Harbour, there are numerous opportunities for investors to be part of groundbreaking ventures that shape the future of this dynamic city.

In conclusion, investing in real estate in the UAE offers a combination of financial advantages such as potential returns on investment and tax benefits alongside lifestyle perks like luxury living and access to innovative projects. These reasons make buying a home or property in the UAE an enticing proposition for local and international investors."

Yes, but there may be certain conditions by the real estate developer. If you want to sell your brand new home in the UAE before completion, you should contact the real estate developer and inquire how much of the total property value must be paid in order to acquire a No Objection Certificate (NOC) for selling your property before completion. The percentage may vary from developer to developer but usually, most developers in the UAE require you to pay at least 30 to 40% of the total amount before you can sell it.

Glossary

Collateral: An asset used to secure a debt. Example: When purchasing a home through bank financing (Mortgage), the real property will be used as collateral for the loan.
Common Areas: The common parts of a jointly owned property. Designated for common use by the owners and occupants of units. Examples of common areas: Lobby, Pool, Gym, Hallways, Stairways.
Completion Bond: For off-plan properties, a completion bond insures that the builder will finish his project. The person insured could be a lender or a buyer.
Compound: Villas or town-houses arranged around a central area and surrounded by an enclosing wall.
Designated Area: An area where foreign (Non-GCC) nationals may purchase property in the UAE. Also known as Freehold Area.
DEWA (Dubai Electricity and Water Authority): The sole supplier of electricity and water.
Down payment: The part of the purchase price that is paid in cash and not financed with a mortgage or by a payment plan.
Dubai Land Department (DLD): DLD provides a comprehensive range of real estate services, including the registration of real estate sales transactions, real estate rental contracts, regulating the relationship between property owners and tenants including any other matter related to real estate rental contracts and creation of real estate regulations.
Ejari: A registration system maintained by the Dubai Land Department (RERA) for tenancy agreements. A Lease must be registered with Ejari to be considered valid.
Escrow Account: The bank account of a real estate development Project in which the payments made by purchasers of units sold off-plan are deposited. Also known as Trust Account.
Escrow Agent: The financial or banking institution accredited by DLD to manage an Escrow Account.
Final Offer Letter: A letter from Lender to Buyer (Mortgagor) giving final approval of the loan and detailing the terms of the loan/Mortgage.
First floor: The floor above the ground floor.
Floor plan: The layout of a building or portion of a building (apartment, office, etc.) showing the size of the rooms and the purpose of each (bath, bedroom, etc.).
Foreclosure: The process whereby the Lender repossesses the collateral for non-payment of the loan.
Form F: The written agreement between the Seller and Buyer, containing the terms for the sale of a property. It is required by DLD for all transactions. Also known as Unified Sales Contract.
Freehold properties: In May 2002, His Highness, Sheikh Mohammed bin Rashid Al Maktoom, issued a decree that granted foreigners the right to buy freehold property in certain areas. This means that the property is in the owner’s name for life, and that the owner can sell, lease or rent the property.
Freehold: A type of ownership interest, where the owner owns both the land and the structure(s) for an indefinite period of time.
Free Zone: A special economic zone in which entities (businesses) that are established in that zone have certain advantages. In the UAE, Free Zones allow for 100% foreign ownership and zero taxation.
Furnished accommodation: Accommodation with furniture and appliances provided.
Gated community: groups of properties in new freehold developments that have security gates and 24-hour security.
GCC: An abbreviation for Gulf Cooperation Council. It is a regional intergovernmental political and economic union consisting of: Bahrain, Kuwait, Oman, Qatar, Saudi Arabia and United Arab Emirates.
Ijara: A type of Islamic financing where the Lender leases the property to the Buyer (Borrower) as Lessee, until the loan has been paid in full. There is a special Deed called “Ijara” issued by the Land Department for this type of arrangement.
Installment: payments (usually monthly payments) to the developer for off-plan projects.
Landlord: The owner of a property that is leased (rented) to a Tenant.
Land Department: All Properties have to be registered at the Dubai Land Department for 1.5% of the sale value.
Lease: A written agreement between the owner of a property (Landlord) and the occupant of the property (Tenant), in which the Tenant has the right to use and enjoy the property for the amount of time specified in the agreement.
Leasehold: A type of ownership interest in which the leasehold owner owns the structure, but not the land. In the UAE, leaseholds are allowed for more than 10 years to 99 years. The leasehold interest can be sold or inherited for the remaining balance of the original leasehold term.
Lender: The Bank that makes a loan for the purchase of a property.
Lessee: Another term for Tenant.
Lessor: Another term for Landlord.
Letter of Intent (LOI): A preliminary agreement between two parties which outlines the desire of the Buyer to purchase a certain property. It resembles a written contract, but is usually not binding on the parties.
Lien: A liability against the property that needs to be paid off before selling the property. Examples: Mortgage and unpaid service charges.
Master Developer: The Developer, who is in charge of developing a Master Community, along with all of its facilities and utility connections.
Mixed-use Development: A development with multiple uses, for example: commercial, residential and retail. Each building/complex may have up to three types of uses.
Mortgage: A security instrument that creates a lien on the property, using the property as collateral for the loan to purchase it.
Mortgagee: The Lender (Bank) that makes the loan for the purchase of a property.
Mortgagor: The Borrower (Buyer) that takes the loan for the purchase of a property.
MOU: An abbreviation for Memorandum of Understanding. This is a sales contract for real estate that contains all of the terms (sales price, conditions, payment schedule). Commonly used in the UAE between Buyers and Sellers. Sometimes used in addition to the required Form F.
No Objection Certificate (NOC): An NOC is requested by the Seller from the Developer when selling a property. The document states that the Developer has no objection to the transfer of ownership from the Seller to the Buyer. By law, a developer can charge a maximum of AED 5,000 to issue an NOC for the sale of an off-plan property. A Seller might require two NOC's, one from the Master Developer and another from Sub-developer, if applicable.
Non-freehold property: Any property which can only be owned by UAE or GCC nationals.
Off-Plan: Property that is under construction at the time of sale or the construction has yet to begin.
Oqood: A registration system maintained by the Dubai Land Department for off-plan sales. Once registered, the Buyer will receive an Oqood Certificate as evidence of their interest in the off-plan property.
Original cost: The price paid by the present owner who may or may not be the first owner.
Plot Ground on which an improvement is to be built. Each building has a plot number which may be required when you apply for a telephone line.
POA: An abbreviation for Power of Attorney. This is a legal appointment from one person (Grantor) to another (Grantee) to act on Grantor's behalf in his/her absence. The Grantee then has legal authority to make decisions and sign legal documents on behalf of Grantor. All POA’s need to be notarised and properly attested. For real estate purposes, DLD will only accept POA's that are specific to the subject property and limited in duration to two years.
Property Register: The documents kept in written or electronic format in an electronic record maintained by DLD in which the description and location of each real property and the rights related to them are stated.
Property Management: A service which acts as the liaison between the Owner (Landlord) and the Tenant. Property Managers and Property Management Companies require a separate license from DED and RERA.
Premium: A premium is the difference between the original price and the selling price.
Real Estate Regulatory Agency (RERA): RERA is the regulatory arm of the Dubai Land Department. It is in charge of regulating Dubai real estate project development and sale market, stakeholders and activities including real estate developers, projects, escrow accounts, real estate brokers, advertising as well as other initiatives.
Real Property: Any property attached to the land, as well as the land itself.
Registration Trustee: Licensed by the Dubai Land Department and owned by a legally qualified UAE National, RT offices aim to offer DLD registration services outside of DLD hours, and to facilitate and accelerate transactions.
Rental Index: Created by RERA, it gives a price range for rents based on the area of the property and the number of bedrooms. Rental increase caps for yearly renewals are based on the RERA Rental Index. The Rental Increase Calculator can be found on the DLD website – www.dubailand.gov.ae
Rental Dispute Settlement Centre (RDSC): RDSC is the judicial arm of the Dubai Land Department. It is the only government authority that handles disputes between landlords and tenants in Dubai. RDSC also handles cases of defaults on the payment of service charges by the unit owner in a “Jointly Owned Property.
Rent cap: The maximum percentage increase in rents within a given time period.
Rent Committee: A government committee that oversees rent complaints against landlords including excessive rental charges and unlawful eviction.
Site Plan: A plan registered in the Property Register, showing the units and their common areas.
Snags: Problems that may occur in new properties.
SPA: An abbreviation for Sales and Purchase Agreement. This is a sales contract for real estate that contains all of the terms (sales price, conditions, payment schedule). Commonly used in the UAE between real estate developers and buyers for off-plan properties.
Sub-developer: A Developer of individual buildings within a Master Community. Sub-developer must adhere to the standards set by the Master Developer when constructing.
Tenant: A person who occupies property leased (rented) from a Landlord.
Title Deed: Proof of legal ownership of a property that is issued by DLD. Any restrictions, conditions or liabilities on that property will be listed as well. Title Deeds are issued only for completed (not off-plan) properties.
Transfer: Event where both Buyer and Seller (or their representatives) and Lender (if applicable) attend the Registration Trustee’s office (or Dubai Land Department) and the transfer of title from Seller to Buyer takes place, as well as an exchange of any monies due to any party.
Transfer Fee: The fee payable to the Dubai Land Department for the transfer of title from a property owner to the Buyer. The current fee is 4%, which, by law, is split evenly between Seller and Buyer, unless otherwise agreed between parties.
Unfurnished accommodation: Accommodation without furniture. Kitchen appliances may or may not be provided.
Unit: A unit or units of property.
Valuation: The process of valuing real estate. This is done by a professional valuator, using different methods based on the type of property. Also known as appraisal.
Villa: One or more storey houses with one or more bedrooms, includes town-houses, semi-detached properties, linked properties and stand alone detached properties.
Wear and Tear: Damage to property that results from ordinary use of an item, not including malicious or gross misuse.
White goods: Major kitchen appliances, whether white or stainless steel, including fridge, cooker and washing machine.
Yield (Rental Yield): Often used to refer to how much profit/Return on Investment (ROI) a property can realize per year by comparing achievable rent and property value.

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